Online personal loans
Amount
Repayment frequency
Estimated payment
Estimate for illustration purposes.
Borrow up to $1,500 with no credit check. Apply online in under 5 minutes and choose repayments that match your pay schedule.
Prefer to talk to someone? Call +1 (613) 801-6580
How it works
A short climb: a few minutes online, a secure verification, and your funds once approved.
Choose your amount and repayment frequency, then fill out a short online form. It takes less than 5 minutes.
Instant Bank Verification (IBV) confirms your information securely online, with no credit check and no documents to send.
Sign your contract online. Once your loan is approved, the money can be in your account the same day.
Why choose us
EAST Mountain Finance is a private lender offering short-term loans online. No paperwork, no credit check and repayment terms that stay flexible.
Your past credit history is not an obstacle: we rely on Instant Bank Verification instead of a credit inquiry.
Everything is confirmed online, so there is nothing to scan or send.
Once approved, you can receive your loan the same day you apply.
Repay weekly, every two weeks or monthly, over 61 days to 6 months. Full or partial payments can be made at any time.
Your information is handled securely and kept confidential from start to finish.
From your request to signing your contract, everything happens online.
Questions
Can't find your answer? Call us at +1 (613) 801-6580.
It lets you confirm your banking information securely online, which means no documents to send and no credit check.
You can request between $500 and $1,500. Use the calculator above to estimate your payments.
Loans are repaid over a minimum of 61 days and a maximum of 6 months, weekly, every two weeks or monthly. You can make a full or partial payment at any time.
The request takes less than 5 minutes. Once your loan is approved, you can receive your funds the same day.
No. Your request, the verification and the signing of your contract are all done online.
Transparency
Rates, repayment and how we review applications, explained clearly.
If the loan amount is CAD $500 and the interest rate is 19.99% per annum with payback of 90 days, the loan payable is as follows: loan amount CAD $500 * ( 19.99% / 365 * 90 days ) = CAD $524.65. This will result in a repayment of $174.88 per month for 3 months.
A $500 loan may include optional services, at the customer’s discretion. These services are entirely voluntary and are not required to obtain the loan. Choosing not to enroll will not affect the credit decision or the terms of the loan. If the customer chooses to enroll, fees for optional services may apply. For example, payments would be $145.59 bi-weekly, for a total of $873.54. These amounts include the optional service fees, which are separate from the loan principal and interest. The optional services are provided by a separate entity, which determines its own fees independently. These fees are not part of, and are separate from, the interest charged on the loan.
We offer a maximal annual interest rate of 19.99%. If unpaid, the applicable interest rate is 1.67% per month.
We will determine your minimum payments together, after verifying your ability to repay and the length of time you wish to make your payments.
Our credit installments are flexible and can be repaid over a minimum of 61 days and up to a maximum of 6 months. However, full or partial payment can be made at any time.
Our business model is compliant with Canadian legal standards. If a particular situation arises during your use of our loan services, our facility is here to assist with payment issues, loan modifications, or any other needs you may have.
Transactions made with our services do not affect your credit score as we do not contact credit institutions for verification purposes.
Loan applications are reviewed through our filtering process to ensure that each borrower has sufficient income to meet repayment obligations. This review includes, but is not limited to: verifying that your monthly employment income is adequate to qualify for the loan, confirming that your bank account does not show a high level of NSF charges, and ensuring that excessive pre-authorized debits are not present, as these could interfere with repayment. If you do not meet these criteria, your loan application will be declined.
We encourage you to borrow in a responsible manner. Although we offer a great way to help you during times of need, the interest rate is higher than that of local banks. Use them only when no other options are available. Use them as seldom as possible. Used in a responsible way, it can be the best option for you. Taking on too many short-term loans simultaneously could result in serious financial problems and too much debt.
Start your request online now. It takes less than 5 minutes.
or call +1 (613) 801-6580